REFINANCE THROUGH CARIBOU

Save an average of $159/month on your car loan*

What would you do with extra money in your wallet each month?

Check your rates
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Vehicle driving on a scenic road through a forest, promoting Caribou's auto refinance service with potential savings of $130+ per month, plus peace of mind.

Fast and easy auto refinance

Icon illustrating potential savings on auto refinancing through Caribou.

Avg savings of $159/month*

Join other Caribou customers saving an average of $1,908/year on their car payments.*

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Access to competitive rates

We work with trusted local and community lenders to bring you competitive auto refinance loan offers and rates.

Timer icon symbolizing the quick pre-qualification process for auto refinancing with Caribou, completed in minutes online.

Prequalify in minutes

Prequalify in minutes. Review prequalified offers without leaving the couch or giving your SSN.++

HOW IT WORKS

How to refinance your auto loan

A step by step guide to our process

EASY PROCESS IN 3 STEPS

An easy way to refinance your car

Convenient, transparent refinancing that could put money back in your wallet, with offers from our network of trusted lenders.

Image of a form being filled out with fields for vehicle make, model, and monthly payment, illustrating Step 1 in the quick check rate process for auto refinancing through Caribou.

STEP 1

Check your rate

Share minimal information and we’ll find competitive pre-qualified loan options in minutes, without impacting your credit.+ It’s that simple: no obligation and no Social Security number required.++

STEP 2

Select your loan offer

Pick the refi offer that works best for you, and select from our other products to help protect the value of your vehicle and keep unwanted expenses at bay. Our Customer Support Team is available to help you every step of the way.

Image depicting the selection of a loan offer, options for term, rate, and monthly savings, representing step 2 in Caribou's auto refinancing process.
Image of a loan refinance document being signed online, symbolizing the final step in Caribou's auto refinance process.

STEP 3

Finalize your refinance

Submit a few pieces of information and sign your loan refinance documents online. We do the heavy lifting to refinance your loan. Then, it’s time to celebrate all your newfound savings!*

CONTROL EVERY PART OF YOUR CAR OWNERSHIP

Why stop there?

Refinancing through us can unlock add-on products to help you protect the value of your car.

Image of a car showcasing the benefits of refinancing through Caribou, emphasizing add-on options to control car ownership and protection of your vehicle’s value.
Icon representing auto refinance, illustrating potential savings and a simplified process with exceptional customer service at Caribou.

Auto Refinance

An auto refi could save you thousands over the lifetime of your loan.* We make it easy with a simple process and top-notch customer service to boot.

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Dedicated Support

Connect with one of our loan officers, your personal refi champion. Email, calls, texts – we’ve got your back throughout the whole process.

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Extended Protection

Mitigate the impact of unexpected car expenses with Extended Vehicle Protection, which could pay for costly repairs and can get you back on the road quickly.

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Total Loss Protection

Ensure peace of mind against a total loss of your car with a GAP (Guaranteed Asset Protection) product. It safeguards your wallet if you owe more on your loan than your car is worth.

Icon representing Key Replacement coverage, highlighting insurance that covers the cost of lost keys without a deductible.

Key Replacement

Keys could cost more to replace than your smartphone. Take the worry out of misplacing your keys with Key Replacement coverage, which could cover the cost of new keys without a deductible!

Icon representing Cosmetic Care coverage for vehicles, designed to maintain a car's appearance by covering small dents, dings, and more.

Cosmetic Care

Keep your car looking shiny and new with the Cosmetic Care Package. Coverage could include small dents and dings, windshields, rims, wheels, and more.

So pleasant and easy to work with Caribou. They obtained my information and completed their review quickly in a timely manner. Everyone I spoke to was courteous and I generally felt taken care of.

Marcia

USA | May 15, 2025

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