WHY REFINANCE NOW?
Why drivers refinance

Credit improved
Your new score may unlock a lower rate.

Dealer financing
Chances are, you didn’t get the best offer at the lot.

Life changed
Adjust your term so your payments work with your life right now.
EASY PROCESS IN 3 STEPS
How it works with Caribou
Convenient, transparent refinancing that could put money back in your wallet, with offers from our network of trusted lenders.
01
Check your rate
Provide info about you and your car, and we’ll quickly find pre-qualified loan offers for you without affecting your credit. No obligation and no Social Security number needed.+

02
Select offer
Choose the refi offer that suits you best and explore our other products to safeguard your vehicle’s value and avoid extra costs. Our Customer Support Team is here to assist you throughout the process.

03
Finalize refinance
Submit your documents and finalize your refinance offers with your loan advisor. We’ll take care of the details so you can confidently celebrate your savings!

Protect what matters, beyond your monthly payment
Lowering your payment is only one way to stay in control. Through Caribou, you can also cover unexpected costs and keep your vehicle protected from what life brings next.^^

Extended Protection
Protect yourself from costly repairs and get back on the road faster

Key
Replacement
Lost keys? Coverage could pay for new ones—no deductible.

Total Loss
Protection
Covers the difference if your car’s value is less than your loan.

Cosmetic
Care
Keep your car looking new with coverage for dents, dings and more.
They gave me choices to refinance my high interest car loan from CarMax. Got a loan for much less interest and lower payment. It was easy and went smoothly and quickly! Thank you!!
Caribou makes the process as simple as can be! And their representatives are highly knowledgeable and helpful! I couldn't be more pleased!
After being declined by other companies with no alternatives offered, Caribou worked with my tricky refinance situation and saved me over $100/month. My loan officer Trevor was phenomenal, responsive and always available to answer questions. Great experience overall.
I couldn't tell you how easy it was going through the whole process of getting a used car loan. It was such a fast and easy process, especially because I was refinancing a car loan I already had. Would recommend Caribou to everyone.
It was a good experience refinancing my car loan with Caribou. They provided new loan at competitive rates which lowered my payment significantly and the best part was being able to do all of this online. The option to add a GAP insurance was also a big plus…
Caribou simplified a daunting process. I was shocked at the ease in which I could refinance my car and save a LOT of money in the process.
Easy process. Submitted the paperwork as requested and waited a couple of weeks. Finally contacted them to see if I needed to do anything else but they had everything. After that the process went rather quick with no issues.
The customer service was outstanding. It was great knowing that there was a real person at the other end of the text messages. They were very responsive, and helped me through this processes.
I was pleasantly surprised at how easy the process was how professional all of the agents I spoke with & the follow up. I lowered my interest rate 3%!

