Credit Report Authorization

Soft Pull

By clicking “Check my rates”, I understand that I am providing “written instructions” under FCRA authorizing Caribou and its participating lending partners, including but not limited to Westlake Direct, to obtain my personal credit profile and other information from one or more credit bureaus solely for credit prequalification with one of Caribou’s lending partners.

Hard Pull

By clicking “Continue”, you authorize Caribou or one or more of our lending partners including but not limited to Westlake Direct to obtain a full consumer report of your credit and employment history from one or more consumer reporting agencies to evaluate your application. Some of our lending partners may use an insurance product offered through our affiliate to determine whether they can extend an offer to refinance your auto loan and, if so, the rates and terms for which you might qualify; therefore, by clicking “Continue”, you also authorize Caribou or one or more of our lending partners to share your full consumer report with this affiliate and the insurer for that purpose.

If you are matched with our lending partner Westlake Direct, you agree to their Communication Consent and Wireless Policy, Terms of Use, E-Sign Policy, and Privacy Policy.