Save 2x the auto refinance average!
Caribou customers save an average of $162/month*, compared to $81/month through other financial institutions.
Check your rate
1This information is estimated based on consumers whose auto refinance loan funded through Caribou in Q1 2026, had an existing auto loan on their credit report, and selected a loan offer to reduce their monthly payment. These borrowers saved an average of $162 per month, compared to the industry average reported by Experian in their Q1 2026 State of the Automotive Finance Market Report. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
2Experian’s State of the Automotive Finance Market Q1 2026 report
Caribou customers save 2x more on average through our marketplace
Here’s how Caribou auto refinance compares
Avg monthly savings
$162/month*
$101/month1
$60/month1
Checking your rate
No impact to your credit score to check rates+
Credit impact varies by institution.
Credit impact varies by bank.
How you shop
Compare multiple prequalified offers in one place.
Apply to each credit union separately.
Apply to each bank separately.
Offer timing
Available prequalified offers within minutes
Submitting individual applications take more time.
Separate applications take more time.
Who it fits
Busy borrowers who want more options for less work.
Members who value local service.
Customers who prefer an existing bank relationship.
1This information is estimated based on consumers whose auto refinance loan funded through Caribou in Q1 2026, had an existing auto loan on their credit report, and selected a loan offer to reduce their monthly payment. These borrowers saved an average of $162 per month, compared to the industry average reported by Experian in their Q1 2026 State of the Automotive Finance Market Report. Refinance savings may result from a lower interest rate, longer term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
The Caribou difference
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Stories behind the savings
Discover what our satisfied customers have to say about their experience with Caribou.
