Today’s Auto Refinance rates
Rates are moving. Take a look at today’s numbers below, broken down by credit and term.
Best Available Rates by Credit Tier
What drives your rate
Your rate is determined by the lender and based on a few key factors**:
Credit score
Higher credit scores tend to come with lower rates, but there’s a wide range even within one credit tier.
Loan term
Shorter terms usually come with lower rate. Longer terms usually lower your monthly payment.
Vehicle age and value
Newer vehicles with strong equity often qualify for the most competitive offers.
